Lower rates, guaranteed

Keep More of
Every Swipe

Honest pricing, transparent contracts, next-day deposits, and 24/7 U.S.-based support — without changing your bank or your setup.

98% client retention over 15 years in business —
because we treat your business like our own.
Transparent contracts
Free mobile card readers
Keep your bank
$0 setup fee
Average merchant savings when they switch
27%
What real businesses save when they switch to SwipeCards —
even when keeping their existing POS system.
Setup fee
$0
Support
24/7
Funding
Next Day
Reply by next business day
VISA
Mastercard
American Express
Discover
Apple Pay
Google Pay
First Data
15+ Years in Business
98% Client Retention
Next-Day Deposits
24/7 U.S. Support
VISA
Mastercard
American Express
Discover
Apple Pay
Google Pay
First Data
15+ Years in Business
98% Client Retention
Next-Day Deposits
24/7 U.S. Support
The SwipeCards Advantage

Everything you need to accept payments —
and keep more of every swipe.

Honest Pricing

Transparent rates and contracts shown to you in writing — no junk fees, no surprise hikes, no fine print. Ever. What we quote is what you pay.

Next-Day Deposits

Revenue lands in your existing business bank account the next business day — no batch delays, no waiting. Your money moves as fast as your business does.

Merchant Account Setup

Full onboarding handled for you — underwriting, account provisioning, and go-live coordination from day one. We do the heavy lifting so you don't have to.

Gateway Software Included

Virtual terminal, online payments, invoicing, and reporting — all bundled into your merchant account at no extra cost. Everything you need, nothing you don't.

Free Terminal Programming

Keep your existing equipment. We reprogram most major terminals at no charge and move you to a lower rate — usually within one business day of going live.

24/7 U.S.-Based Support

Real people, around the clock — free setup assistance, ongoing technical support, and a dedicated account manager for the life of your account. No overseas call centers.

Already Processing?

We'll beat the rate
you're paying today.

Have a POS already? Keep it. We reprogram most major terminals for free and move you to a lower rate — usually by the next business day.

Keep
Your POS

We support most major terminals. No new hardware needed to switch and start saving.

Keep
Your Bank

Deposits land in your existing business account the next business day. Nothing changes on your end.

Lose
The Fees

Custom pricing built around your industry, ticket size, and volume — always lower than what your bank charges.

Send us your processing statement.

We'll send back an exact savings breakdown by the next business day. No commitment, no pressure.

Email My Statement
What Merchants Say

Trusted by business owners nationwide.

★★★★★
"Switching to SwipeCards was one of the best decisions I made for my gym. We were overpaying on processing fees for years without realizing it. Dean came in, ran our numbers, and we started saving almost immediately. Next-day deposits alone changed our cash flow completely."
J.M.
Gym Owner — Elmhurst, IL
★★★★★
"I was skeptical at first because we already had a system in place. But the team at SwipeCards integrated with what we had, cut our fees significantly, and the whole setup took less than a week. Wish we had done it sooner."
R.T.
Restaurant Owner — Nashville, TN
★★★★★
"As a small salon owner I didn't think I processed enough volume to matter. SwipeCards proved me wrong. The free equipment and transparent contract were what sold me. No surprises, ever."
A.L.
Salon Owner — Austin, TX
★★★★★
"The 24/7 support is real. I had an issue on a Saturday night during a busy shift and someone actually picked up and walked me through it in ten minutes. That kind of service is rare."
M.K.
Retail Shop Owner — Denver, CO
Fastest Path to Savings

Email us your processing statement.

Send a copy of your most recent statement to and we'll send back an exact, line-by-line savings breakdown by the next business day. It's that simple.

Email Statement
FAQ

Quick answers.

No. We deposit directly into your existing business bank account — nothing to change on your end. You keep your bank, your account, and your relationship exactly as it is.
Yes. We support most major POS platforms and reprogram terminals for free so you can keep your current setup and pay less. Most merchants are on a lower rate within one business day.
Most merchants are set up with next-day funding — your batch is in your account the next business morning. No waiting on your own money.
Every quote is custom to your business — your industry, ticket size, and volume all factor in. Email your processing statement to sales@swipecards.cc and we'll send back an exact side-by-side comparison by the next business day.
No long-term contracts and no cancellation fees. We earn your business every single month — which is exactly why 98% of our clients stay with us year after year.
Most merchants are fully set up and processing within 24–48 hours. We handle all the onboarding — underwriting, provisioning, and terminal programming. You just show up ready to take payments.
Get Started Today

Get your custom rate proposal by the next business day.

No commitment — just an honest, side-by-side comparison of your current rates against ours, prepared by a dedicated account manager.

  • 60-second application
  • Custom proposal, not a generic quote
  • Free mobile card readers ship overnight
  • Hardware specific to your business needs
98% of our merchants stay with us year after year. We think you will too — and we'll prove it with the first proposal.

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Referral Opportunity

Become a SwipeCards Referral Partner.

Join our network and help businesses stop overpaying on credit card processing. Drop your name, email, and phone — we'll reach out with everything you need to get started.

✓ Thanks! We'll be in touch by the next business day.